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A computer programmer, Henry had had a hard enough time paying the mortgage and bills when his family was intact. Adding a second household to his expenses forced him to moonlight, and his life became nothing but work. |
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Hearth and Home: When You Must Maintain the Family's Homestead |
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Not that it's any consolation, but things were difficult for Helen, too. Indeed, any parent who maintains a home for young children assumes responsibility for their needs, including all the extra expenses that implies. You may receive a certain amount of help in meeting these responsibilities from your ex-spouse. But more and more, these days, a large part of the financial burden will fall on you. There's no getting around it. On the first of the month, you face a stack of bills that you must pay no matter what your income is. |
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Helen, for instance, had to go out and work. Her new job, as a cashier in a Caldor's department store, was tiring and didn't pay much. But she did earn enough to contribute to the mortgage. She and the children had to cut their expenses precipitously and had far less time together, to boot. |
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If, like Helen, you have children living with you, you'll find yourself protective not just of your pennies, but also of your time as you juggle school, work, and single parenting. You are no longer just the chief cook and bottle washer: You are also the breadwinner, even if that is a role you have not assumed before. |
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Getting on Your Feet Financially |
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As soon as you're faced with the prospect of going it alone financially, call your accountant, if you have one. Your accountant, who is familiar with your family's financial situation, is in the best position to help you develop a plan to get back on your feet. |
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If you don't have an accountant or your accountant is no longer willing to work for you because he or she is working for your spouse, see the manager at your bank. Bank officers are very helpful. Don't overlook this important resource. They act as private financial consultants during a time when you can use all the support you can get. |
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Carmen Carrozza, a bank manager in Chappaqua, New York, has seen many people in the midst of divorce come through the door. The most uncertain are often women whose |
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